BCBS Prefix Lookup
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SYO

BCBS Prefix SYO

Blue Cross and Blue Shield of Michigan

Michigan • Traditional Indemnity, High-Deductible Health Plan (HDHP), HMO

Billing essentials

Provider phone
(800) 344-8525
Electronic payer ID
SB711
Claims mailing address
P.O. Box 312500, Detroit, MI 48231-2500
Timely filing limit
365 daysCompare all plans
Prior authorization phone
(800) 344-8525
Provider website
https://www.bcbsm.com

Coverage under prefix SYO

Traditional Indemnity

This prefix includes traditional indemnity coverage. Indemnity plans are the oldest form of health insurance and offer maximum provider choice with no network restrictions. Members pay a percentage of charges after meeting their deductible. Reimbursement is based on reasonable and customary rates for the service area.

HDHP

HDHP (High-Deductible Health Plan) coverage means the member has a higher deductible than traditional plans, often paired with a Health Savings Account (HSA). Most services require the member to pay out-of-pocket until the deductible is met. Preventive care is typically covered before the deductible. Submit claims normally to the payer listed above.

HMO

HMO coverage means this member must use providers within the plan's network. A primary care physician serves as the care coordinator and must authorize specialist referrals. Emergency services are the primary exception to the network requirement. Always verify referral status before providing non-emergency specialty care.

About Blue Cross and Blue Shield of Michigan

Independent licensee of the Blue Cross Blue Shield Association serving Michigan.

Other prefixes for Blue Cross and Blue Shield of Michigan

A4F
HMO, Traditional Indemnity, EPO
AAB
PPO, HMO, Medicare Advantage, Medicaid
AAI
PPO, HMO, Medicare Advantage, Medicaid
ADO
PPO, HMO, Medicare, Medicaid
AEQ
PPO, HMO, Medicare, Medicaid
AIB
PPO, HMO, EPO, Medicare Advantage
AIC
PPO, HMO, EPO, Medicare Advantage
AIF
PPO, HMO, EPO, Medicare Advantage
AIG
PPO, HMO, EPO, Medicare Advantage
AIK
PPO, HMO, EPO, Medicare Advantage
AIS
PPO, HMO, EPO, Medicare Advantage
AIT
PPO, HMO, EPO, Medicare Advantage
AJP
PPO, HMO, EPO, Medicare Advantage
AJR
PPO, HMO, EPO, Medicare Advantage
AJT
PPO, HMO, EPO, Medicare Advantage
AKM
PPO, HMO, EPO, Medicare Advantage
AKP
PPO, HMO, EPO, Medicare Advantage
ALS
PPO, HMO, EPO, Medicare Advantage
AOB
PPO, HMO, EPO, Medicare Advantage
AOW
PPO, HMO, EPO, Medicare Advantage
AQQ
ASY
HMO, PPO, Medicare Advantage, Medigap
ATC
HMO, PPO, Medicare Advantage, Medigap
AUB
HMO, PPO, Medicare Advantage, Medigap
AUG
HMO, PPO, Medicare Advantage, Medigap
AUP
HMO, PPO, Medicare Advantage, Medigap
AUV
HMO, PPO, Medicare Advantage, Medigap
AXL
HMO, PPO, Medicare Advantage, Medigap
BBI
PPO, EPO, Medicaid Managed Care
BBY
PPO, EPO, Medicaid Managed Care

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