BZO

BCBS Prefix BZO

Blue Cross Blue Shield of South Carolina

South Carolina • Medicare Advantage, HDHP, POS

Billing essentials

Provider phone
(800) 731-2300
Electronic payer ID
00980
Claims mailing address
P.O. Box 100300, Columbia, SC 29202
Timely filing limit
365 daysCompare all plans
Prior authorization phone
(800) 731-2300

Coverage under prefix BZO

Medicare Advantage

This prefix is associated with Medicare Advantage. MA plans combine hospital (Part A) and medical (Part B) coverage, and many include prescription drug coverage (Part D). When billing, confirm whether the plan uses the same payer ID for MA claims as for commercial claims, as many BCBS companies use separate IDs.

HDHP

This is a High-Deductible Health Plan (HDHP) prefix. These plans have minimum deductible thresholds set by the IRS. Members often use HSA funds to cover out-of-pocket costs. The plan's claims processing and payer ID are the same as the standard plan, but expect higher patient responsibility amounts on remittance.

POS

POS coverage under this prefix operates on a tiered system. Tier 1 (in-network with referral) provides the highest coverage. Tier 2 (in-network without referral) provides moderate coverage. Tier 3 (out-of-network) provides the lowest coverage. Verify which tier applies before submitting the claim.

About Blue Cross Blue Shield of South Carolina

Independent licensee providing commercial, Medicare and Medicaid plans to South Carolina members.