Horizon Blue Cross and Blue Shield of New Jersey
New Jersey • EPO, Essential Health Benefits
This is an Exclusive Provider Organization (EPO) prefix. EPO plans do not cover out-of-network care except in genuine emergencies. Members can see any in-network specialist without a referral from their primary care physician. Claims for out-of-network non-emergency services will be denied.
Largest health insurer in New Jersey serving over 3.8 million members with commercial, Medicare and Medicaid plans.