ETL

BCBS Prefix ETL

Anthem Blue Cross

California • High-Deductible Health Plan (HDHP), PPO, POS

Billing essentials

Provider phone
(855) 871-4899
Electronic payer ID
47198
Claims mailing address
P.O. Box 60007, Los Angeles, CA 90060
Timely filing limit
90 daysCompare all plans
Prior authorization phone
(888) 831-2246

Coverage under prefix ETL

HDHP

Under this HDHP prefix, the member's plan has a higher deductible than traditional coverage. This affects patient cost-sharing but does not change how claims are submitted or processed. Use the same payer ID, claims address, and filing procedures listed above. Verify the member's remaining deductible before estimating patient responsibility.

PPO

This is a Preferred Provider Organization (PPO) prefix. PPO plans are the most common BCBS plan type. Members have the freedom to self-refer to specialists. Claims for in-network services are typically processed faster and reimbursed at higher rates than out-of-network claims.

POS

This prefix is linked to a POS plan. Point of Service coverage gives members a choice at the time of service: use the HMO-style in-network benefit with a referral for lower costs, or access out-of-network providers at reduced coverage levels. The billing approach depends on which option the member chooses.

About Anthem Blue Cross

Health insurance provider offering Medicare, Medicaid, commercial, dental and vision plans to over 8 million California members. Independent licensee of the Blue Cross Association founded in 1937.