HWO

BCBS Prefix HWO

CareFirst BlueCross BlueShield

Maryland/District of Columbia/Northern Virginia • HMO, EPO, Medicaid

Billing essentials

Provider phone
(800) 842-5975
Electronic payer ID
580
Claims mailing address
10455 Mill Run Circle, P.O. Box 825, Owings Mills, MD 21117
Timely filing limit
180 daysCompare all plans
Prior authorization phone
(866) 773-2884

Coverage under prefix HWO

HMO

This prefix is linked to an HMO plan. Health Maintenance Organization coverage requires members to use in-network providers and coordinate care through a designated primary care physician. Referrals are typically required for specialist visits. Claims submitted without proper referral documentation may be denied.

EPO

This prefix is associated with an EPO plan. Exclusive Provider Organization coverage combines elements of HMO and PPO plans: members must stay in-network like an HMO, but can self-refer to specialists like a PPO. Out-of-network services are not covered except for emergencies.

Medicaid

Medicaid managed care under this BCBS prefix means the state has contracted with this plan to administer Medicaid benefits. Balance billing Medicaid members is prohibited. Timely filing requirements may follow state Medicaid rules rather than the plan's commercial deadlines. Contact the plan to confirm submission requirements.

About CareFirst BlueCross BlueShield

Independent licensee of the Blue Cross Blue Shield Association serving Maryland, District of Columbia and Northern Virginia.