IOY

BCBS Prefix IOY

Blue Cross Blue Shield of South Carolina

South Carolina • Medicare Advantage, PPO, Traditional Indemnity

Billing essentials

Provider phone
(800) 731-2300
Electronic payer ID
00980
Claims mailing address
P.O. Box 100300, Columbia, SC 29202
Timely filing limit
365 daysCompare all plans
Prior authorization phone
(800) 731-2300

Coverage under prefix IOY

Medicare Advantage

Under this prefix, the member may have Medicare Advantage coverage administered by this BCBS plan. MA claims are subject to CMS regulations in addition to the plan's own policies. Balance billing restrictions apply. Verify the member's specific MA plan details and confirm the correct payer ID for electronic submission.

PPO

This prefix is associated with a PPO plan. Preferred Provider Organization coverage gives members flexibility to see specialists without referrals and to use out-of-network providers at higher cost-sharing. Claims can be submitted for both in-network and out-of-network services, though reimbursement rates differ.

Traditional Indemnity

Traditional indemnity coverage means the member has fee-for-service insurance with no network limitations. Any licensed provider can be seen without referrals. Claims are reimbursed based on usual, customary, and reasonable (UCR) charges. The member typically pays a deductible and a percentage of allowed charges.

About Blue Cross Blue Shield of South Carolina

Independent licensee providing commercial, Medicare and Medicaid plans to South Carolina members.