LBY

BCBS Prefix LBY

CareFirst BlueCross BlueShield

Maryland/District of Columbia/Northern Virginia • Medicare Advantage, EPO, High-Deductible Health Plan (HDHP)

Billing essentials

Provider phone
(800) 842-5975
Electronic payer ID
580
Claims mailing address
10455 Mill Run Circle, P.O. Box 825, Owings Mills, MD 21117
Timely filing limit
180 daysCompare all plans
Prior authorization phone
(866) 773-2884

Coverage under prefix LBY

Medicare Advantage

Under this prefix, the member may have Medicare Advantage coverage administered by this BCBS plan. MA claims are subject to CMS regulations in addition to the plan's own policies. Balance billing restrictions apply. Verify the member's specific MA plan details and confirm the correct payer ID for electronic submission.

EPO

EPO coverage under this prefix means the member must use network providers but does not need referrals for specialist visits. This plan type is becoming more common as it offers lower premiums than PPO plans while providing more flexibility than HMOs. Verify network status before providing services.

HDHP

HDHP coverage under this prefix means the member carries a higher annual deductible in exchange for lower monthly premiums. Claims are processed normally but the member's cost-sharing will be higher than standard plans until the deductible is met. Preventive services are typically the exception and are covered at no cost to the member.

About CareFirst BlueCross BlueShield

Independent licensee of the Blue Cross Blue Shield Association serving Maryland, District of Columbia and Northern Virginia.