MCF

BCBS Prefix MCF

CareFirst BlueCross BlueShield

Maryland/District of Columbia/Northern Virginia • Traditional Indemnity, Medicare Advantage, High-Deductible Health Plan (HDHP)

Billing essentials

Provider phone
(800) 842-5975
Electronic payer ID
580
Claims mailing address
10455 Mill Run Circle, P.O. Box 825, Owings Mills, MD 21117
Timely filing limit
180 daysCompare all plans
Prior authorization phone
(866) 773-2884

Coverage under prefix MCF

Traditional Indemnity

Traditional indemnity coverage under this prefix is a fee-for-service plan. Members can see any provider without network restrictions or referral requirements. The plan reimburses a set percentage of usual and customary charges. Claims are submitted directly to the payer listed above.

Medicare Advantage

Medicare Advantage (MA) coverage means this member receives their Medicare benefits through a private BCBS plan rather than through original Medicare. MA plans may have different payer IDs and claims addresses than the commercial plan. Check with the payer to confirm the correct submission details for Medicare Advantage claims.

HDHP

HDHP (High-Deductible Health Plan) coverage means the member has a higher deductible than traditional plans, often paired with a Health Savings Account (HSA). Most services require the member to pay out-of-pocket until the deductible is met. Preventive care is typically covered before the deductible. Submit claims normally to the payer listed above.

About CareFirst BlueCross BlueShield

Independent licensee of the Blue Cross Blue Shield Association serving Maryland, District of Columbia and Northern Virginia.