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VUO

BCBS Prefix VUO

Blue Cross and Blue Shield of Michigan

Michigan • Traditional Indemnity, High-Deductible Health Plan (HDHP), EPO

Billing essentials

Provider phone
(800) 344-8525
Electronic payer ID
MIBLS
Claims mailing address
P.O. Box 312500, Detroit, MI 48231-2500
Timely filing limit
365 daysCompare all plans
Prior authorization phone
(800) 344-8525
Provider website
https://www.bcbsm.com

Coverage under prefix VUO

Traditional Indemnity

This prefix includes traditional indemnity coverage. Indemnity plans are the oldest form of health insurance and offer maximum provider choice with no network restrictions. Members pay a percentage of charges after meeting their deductible. Reimbursement is based on reasonable and customary rates for the service area.

HDHP

Under this HDHP prefix, the member's plan has a higher deductible than traditional coverage. This affects patient cost-sharing but does not change how claims are submitted or processed. Use the same payer ID, claims address, and filing procedures listed above. Verify the member's remaining deductible before estimating patient responsibility.

EPO

This is an Exclusive Provider Organization (EPO) prefix. EPO plans do not cover out-of-network care except in genuine emergencies. Members can see any in-network specialist without a referral from their primary care physician. Claims for out-of-network non-emergency services will be denied.

About Blue Cross and Blue Shield of Michigan

Independent licensee of the Blue Cross Blue Shield Association serving Michigan.

Other prefixes for Blue Cross and Blue Shield of Michigan

A4F
HMO, Traditional Indemnity, EPO
AAB
PPO, HMO, Medicare Advantage, Medicaid
AAI
PPO, HMO, Medicare Advantage, Medicaid
ADO
PPO, HMO, Medicare, Medicaid
AEQ
PPO, HMO, Medicare, Medicaid
AIB
PPO, HMO, EPO, Medicare Advantage
AIC
PPO, HMO, EPO, Medicare Advantage
AIF
PPO, HMO, EPO, Medicare Advantage
AIG
PPO, HMO, EPO, Medicare Advantage
AIK
PPO, HMO, EPO, Medicare Advantage
AIS
PPO, HMO, EPO, Medicare Advantage
AIT
PPO, HMO, EPO, Medicare Advantage
AJP
PPO, HMO, EPO, Medicare Advantage
AJR
PPO, HMO, EPO, Medicare Advantage
AJT
PPO, HMO, EPO, Medicare Advantage
AKM
PPO, HMO, EPO, Medicare Advantage
AKP
PPO, HMO, EPO, Medicare Advantage
ALS
PPO, HMO, EPO, Medicare Advantage
AOB
PPO, HMO, EPO, Medicare Advantage
AOW
PPO, HMO, EPO, Medicare Advantage
AQQ
ASY
HMO, PPO, Medicare Advantage, Medigap
ATC
HMO, PPO, Medicare Advantage, Medigap
AUB
HMO, PPO, Medicare Advantage, Medigap
AUG
HMO, PPO, Medicare Advantage, Medigap
AUP
HMO, PPO, Medicare Advantage, Medigap
AUV
HMO, PPO, Medicare Advantage, Medigap
AXL
HMO, PPO, Medicare Advantage, Medigap
BBI
PPO, EPO, Medicaid Managed Care
BBY
PPO, EPO, Medicaid Managed Care

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