YRU

BCBS Prefix YRU

Anthem Blue Cross Blue Shield of Ohio

Ohio • Traditional Indemnity, HMO, High-Deductible Health Plan (HDHP)

Billing essentials

Provider phone
(800) 282-1016
Electronic payer ID
00870
Claims mailing address
P.O. Box 105557, Atlanta, GA 30348-5557
Timely filing limit
90 daysCompare all plans
Prior authorization phone
(800) 282-1016

Coverage under prefix YRU

Traditional Indemnity

Traditional indemnity coverage means the member has fee-for-service insurance with no network limitations. Any licensed provider can be seen without referrals. Claims are reimbursed based on usual, customary, and reasonable (UCR) charges. The member typically pays a deductible and a percentage of allowed charges.

HMO

HMO coverage means this member must use providers within the plan's network. A primary care physician serves as the care coordinator and must authorize specialist referrals. Emergency services are the primary exception to the network requirement. Always verify referral status before providing non-emergency specialty care.

HDHP

This prefix is associated with a High-Deductible Health Plan. HDHP members pay more out-of-pocket before insurance coverage begins. These plans are commonly paired with HSA or HRA accounts. When billing, be aware that the member may have significant cost-sharing responsibility until their annual deductible is satisfied.

About Anthem Blue Cross Blue Shield of Ohio

Independent licensee providing commercial, Medicare and Medicaid plans to Ohio members.