ZCH

BCBS Prefix ZCH

Blue Cross Blue Shield of South Carolina

South Carolina • Medicare Advantage, EPO, High-Deductible Health Plan (HDHP)

Billing essentials

Provider phone
(800) 731-2300
Electronic payer ID
00980
Claims mailing address
P.O. Box 100300, Columbia, SC 29202
Timely filing limit
365 daysCompare all plans
Prior authorization phone
(800) 731-2300

Coverage under prefix ZCH

Medicare Advantage

Under this prefix, the member may have Medicare Advantage coverage administered by this BCBS plan. MA claims are subject to CMS regulations in addition to the plan's own policies. Balance billing restrictions apply. Verify the member's specific MA plan details and confirm the correct payer ID for electronic submission.

EPO

Under this EPO prefix, the member has no out-of-network coverage for routine care. However, unlike HMO plans, no referral is needed to see a specialist within the network. When billing, confirm the provider's network participation status with the plan before submitting the claim.

HDHP

HDHP coverage under this prefix means the member carries a higher annual deductible in exchange for lower monthly premiums. Claims are processed normally but the member's cost-sharing will be higher than standard plans until the deductible is met. Preventive services are typically the exception and are covered at no cost to the member.

About Blue Cross Blue Shield of South Carolina

Independent licensee providing commercial, Medicare and Medicaid plans to South Carolina members.