ZCL

BCBS Prefix ZCL

Blue Cross Blue Shield of South Carolina

South Carolina • HMO, Traditional Indemnity, Medicaid

Billing essentials

Provider phone
(800) 731-2300
Electronic payer ID
00980
Claims mailing address
P.O. Box 100300, Columbia, SC 29202
Timely filing limit
365 daysCompare all plans
Prior authorization phone
(800) 731-2300

Coverage under prefix ZCL

HMO

HMO (Health Maintenance Organization) plans require members to choose a primary care physician (PCP) and obtain referrals before seeing specialists. Out-of-network services are generally not covered except in emergencies. Claims must be submitted to the payer listed above and should include referral authorization when applicable.

Traditional Indemnity

Traditional indemnity coverage under this prefix is a fee-for-service plan. Members can see any provider without network restrictions or referral requirements. The plan reimburses a set percentage of usual and customary charges. Claims are submitted directly to the payer listed above.

Medicaid

Under this prefix, the member may have Medicaid coverage managed by this BCBS plan. Medicaid claims have specific rules around cost-sharing, balance billing, and timely filing that override the plan's standard commercial policies. Contact the plan's Medicaid provider services line for submission details.

About Blue Cross Blue Shield of South Carolina

Independent licensee providing commercial, Medicare and Medicaid plans to South Carolina members.