ZKW

BCBS Prefix ZKW

Anthem Blue Cross and Blue Shield Missouri

Missouri • Medicaid, Traditional Indemnity, HMO

Billing essentials

Provider phone
(866) 321-6080
Electronic payer ID
00240
Claims mailing address
P.O. Box 61010, Virginia Beach, VA 23466
Timely filing limit
90 daysCompare all plans
Prior authorization phone
(866) 321-6080

Coverage under prefix ZKW

Medicaid

This prefix includes Medicaid managed care coverage. The BCBS plan administers Medicaid benefits on behalf of the state. Claims submission, prior authorization, and reimbursement rules may follow state Medicaid guidelines rather than the plan's standard commercial policies. Confirm the correct payer ID for Medicaid claims.

Traditional Indemnity

Traditional indemnity coverage means the member has fee-for-service insurance with no network limitations. Any licensed provider can be seen without referrals. Claims are reimbursed based on usual, customary, and reasonable (UCR) charges. The member typically pays a deductible and a percentage of allowed charges.

HMO

This prefix is linked to an HMO plan. Health Maintenance Organization coverage requires members to use in-network providers and coordinate care through a designated primary care physician. Referrals are typically required for specialist visits. Claims submitted without proper referral documentation may be denied.

About Anthem Blue Cross and Blue Shield Missouri

Independent licensee providing commercial, Medicare and Medicaid plans in Missouri.