ZVP

BCBS Prefix ZVP

Anthem Blue Cross and Blue Shield of Maine

Maine • Traditional Indemnity, EPO, HMO

Billing essentials

Provider phone
(800) 676-2583
Electronic payer ID
00070
Claims mailing address
P.O. Box 533, North Haven, CT 06473-4201
Timely filing limit
90 daysCompare all plans
Prior authorization phone
(800) 676-2583

Coverage under prefix ZVP

Traditional Indemnity

This prefix includes traditional indemnity coverage. Indemnity plans are the oldest form of health insurance and offer maximum provider choice with no network restrictions. Members pay a percentage of charges after meeting their deductible. Reimbursement is based on reasonable and customary rates for the service area.

EPO

EPO coverage under this prefix means the member must use network providers but does not need referrals for specialist visits. This plan type is becoming more common as it offers lower premiums than PPO plans while providing more flexibility than HMOs. Verify network status before providing services.

HMO

HMO coverage means this member must use providers within the plan's network. A primary care physician serves as the care coordinator and must authorize specialist referrals. Emergency services are the primary exception to the network requirement. Always verify referral status before providing non-emergency specialty care.

About Anthem Blue Cross and Blue Shield of Maine

Independent licensee of the Blue Cross Blue Shield Association providing coverage in Maine.