SFM

BCBS Prefix SFM

Blue Cross and Blue Shield of Alabama

Alabama • High-Deductible Health Plan (HDHP), Traditional Indemnity, Medicaid

Billing essentials

Provider phone
(205) 220-6899
Electronic payer ID
00510
Claims mailing address
450 Riverchase Parkway East, Birmingham, AL 35244-2858
Timely filing limit
730 daysCompare all plans
Prior authorization phone
(205) 988-2245

Coverage under prefix SFM

HDHP

This prefix is associated with a High-Deductible Health Plan. HDHP members pay more out-of-pocket before insurance coverage begins. These plans are commonly paired with HSA or HRA accounts. When billing, be aware that the member may have significant cost-sharing responsibility until their annual deductible is satisfied.

Traditional Indemnity

This prefix includes traditional indemnity coverage. Indemnity plans are the oldest form of health insurance and offer maximum provider choice with no network restrictions. Members pay a percentage of charges after meeting their deductible. Reimbursement is based on reasonable and customary rates for the service area.

Medicaid

Medicaid managed care under this BCBS prefix means the state has contracted with this plan to administer Medicaid benefits. Balance billing Medicaid members is prohibited. Timely filing requirements may follow state Medicaid rules rather than the plan's commercial deadlines. Contact the plan to confirm submission requirements.

About Blue Cross and Blue Shield of Alabama

Nonprofit health insurance company providing coverage to over 3 million members in Alabama. Member of the Blue Cross Blue Shield Association since 1936.