ZPG

BCBS Prefix ZPG

Highmark Blue Cross Blue Shield of West Virginia

West Virginia • Medicaid, High-Deductible Health Plan (HDHP), PPO

Billing essentials

Provider phone
(866) 459-4418
Electronic payer ID
RGA01
Claims mailing address
P.O. Box 870, Morgantown, WV 26507
Timely filing limit
365 daysCompare all plans
Prior authorization phone
(866) 459-4418

Coverage under prefix ZPG

Medicaid

This prefix is associated with Medicaid managed care. When a BCBS plan administers Medicaid, the claims process may differ from commercial coverage: different payer ID, different claims address, different prior authorization rules, and different timely filing limits. Always verify Medicaid-specific details before submitting.

HDHP

Under this HDHP prefix, the member's plan has a higher deductible than traditional coverage. This affects patient cost-sharing but does not change how claims are submitted or processed. Use the same payer ID, claims address, and filing procedures listed above. Verify the member's remaining deductible before estimating patient responsibility.

PPO

This prefix is associated with a PPO plan. Preferred Provider Organization coverage gives members flexibility to see specialists without referrals and to use out-of-network providers at higher cost-sharing. Claims can be submitted for both in-network and out-of-network services, though reimbursement rates differ.

About Highmark Blue Cross Blue Shield of West Virginia

Highmark West Virginia Inc. providing commercial, Medicare and Medicaid plans.